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REAL ESTATE LOAN CONSULTATIONS |
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Since buying commercial real estate represents a substantial investment, it is vital to secure the best financing available. Every borrower is unique and every lender has its own rules and programs.
The difficulty most people have in shopping for their own loan is they don't know all the right questions to ask. Adding to that difficulty is the fact that most lenders have only two or three programs to offer so their job is to sell you what they have rather then find the program that fits your needs.
After we know what your investment goals are, we will tailor a loan program to fit those needs and give you the best returns the market has to offer. |
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EXCEPTIONAL SERVICE |
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| So often, buyers feel like a number when they go to a bank or broker to request a loan because they just get pushed along and usually get a recording and voice prompt when they call in with questions. We make it our job to really understand each client’s situation and their goals. For many people, this Real Estate investment represents the culmination of years of hard work and saving. We understand this and we will answer as many questions as we need to in order to make sure each investor is completely comfortable with the loan process. At Capstone, we are not here for the transaction, we are here for the relationship and we will prove it to you. |
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CONSISTENTLY AGGRESSIVE RATES |
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| We make it our business to know the financing market and we call our lending sources daily to make sure the rates and programs we offer our client are the most accurate and aggressive in the industry. So many times clients go to banks or brokers and they get offered one rate but get re-traded down the road and the program changes. While no one can guarantee any particular rate or program, we do our best to make sure the quotes you are getting are the most current and aggressive the market has to offer and we will get our quotes from the lenders directly to insure accurate quotes. We underwrite the deal up front and make sure the lenders have a full package. The more information we receive and put together, the more accurate the quote we can deliver to an investor. |
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INDUSTRY LEADING PRODUCTS AND CLOSING TIMES |
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| We have access to industry leading products and we do everything in our power to ensure our clients get the best loans available. We are constantly working with leading lenders to understand their take on the market as well as new loan programs they are releasing. We do our due diligence and packaging up front which allows us to close our loans approximately three weeks sooner than the market average. |
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COMMERCIAL LOANS FROM $500,000 TO OVER $100,000,000 |
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| We have programs for loans in the $500,000 range to well over
$100,000,000, so we have options for just about any real estate
financing need. We believe that every client should get the same
exceptional service no matter what your loan size. Call us today if you
would like to discuss any particular transaction you are working on. |
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COMMERCIAL BANK CONSULTING |
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We work with banks on a regular basis to give them our interpretation on the market as well as discuss certain deals with them that they might not be as familiar with. Due to the volume of assets we look at and work on, we see many more property types and tenants than many local and regional banks and we are always here to lend a helping hand. It is also common for banks to get a loan package from a borrower directly and they often do not have time to sort through the whole deal and underwrite it in its current state. We work with lenders across the country to package a deal correctly and re-submit it. This process helps the bank and the borrower by speeding up the underwriting process and making sure the borrower’s needs are addressed properly.
If you are a commercial banker please call today if you would like to discuss this option and ways Capstone Financial Solutions can make the submission and underwriting process on new loans much easier and more streamlined. We will also give you a full link and executive summary to the entire package. |
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DEBT RELOCATION |
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| In today’s financing market, some lenders need to free up liquidity and we are here to help. We have access to lenders and investors that are often looking to purchase the right deal portfolio from various note holders which helps both parties. |
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ASSET BASED LENDING |
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| We have worked with many business owners that would like to either expand their current company or need to move debt from their current lender. In the event they have substantial assets and the financials make sense, we can often lend against their current assets in order to secure funds to accomplish their growth or restructuring goals. |
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BRIDGE AND HARD MONEY |
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| Some property types do not qualify for conventional financing due to financial difficulties, new construction, remodeling, or a number of other reasons. In this case we have short term money available to get the property remodeled, built or restructured in the hopes that we can secure permanent debt on in a few years as it stabilizes. |
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DEAL SPECIFIC UNDERWRITING AND QUOTE FLYER |
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| This is a very useful tool for any investor or realtor. We will custom design a flyer that is deal specific and carefully lay out what one can expect on a particular property in the current market. This is useful to a realtor who is about to list a new property or an investor who is getting ready to buy but wants to see his/her terms and specific returns first. Please call today to request a flyer on any transaction. Just send us your contact information as well as a marketing package on the property and we will do the rest. |
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